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Financial management and young Australian workers

by Nicki Dowling, Lauren Hoiles, Tim Corney & David Clark

Youth Studies Australia, v.27, n.1, pp.26-35.


In two studies of young Australian workers, participants generally displayed positive attitudes towards financial management practices; however, a substantial proportion failed to display positive financial management practices, experienced financial problems and dissatisfaction, and reported low rates of seeking financial assistance, particularly from professional sources. These findings highlight the need to identify the barriers that are impeding the translation of positive financial management attitudes into practice and to increase young workers’ awareness of the potential benefits of seeking assistance when they are experiencing financial difficulties.

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